This may sound like a silly question but buying a home does cost more than just a mortgage. It actually cost money to go threw the buying process. A few things factor into how much you will have to pony up before you get to the closing table. See the top 5 costs below! 1.) Type of loan & down payment required (speak to a loan officer) There are basically 3 types of financing; Conventional typically requires 5% down, FHA typically requires 3.5% down, and VA is zero down and on

Well Hello! It's been a little to long since my last post but I've been busy working with buyers and they certainly got my juices flowing for the things you need to know before you take the plunge into home ownership! If you are a first timer the home buying process can seem daunting! It doesn't have to be. The Most important thing to be when buying a home in my opinion is educated..and not the HGTV kind of educated. Don't get me wrong...I LOVE HGTV, but more for the same rea